Draw without card. To withdraw money at ATMs without using a bank card also known as a debit card, this is the news released by the bank Itaú Unibanco. In order to have access to the new service, the customer must register in advance to collect their biometric identification , from there, you can make “withdrawals without card” in most of the branches with Itaú ATMs with the system without the need to use the bank card.
Itaú’s fingerprint recognition system, called biometric identification, is a method of personal identification that should be part of our lives, not only in the financial area but also in everyday life in general. Currently several banks are testing the biometric identification, one of them is Bradesco, in July 2011 implemented the system that according to the bank, there were few problems or failures in recognition, when there was, it was found that the problem was the positioning of the hand.
How it works
Simple with using the conventional card, the Customer is recognized by fingerprint or by the palm of the hand. This advance of “getting cash in the cash drawer without debit card from the bank” is certainly the crawling of an evolutionary process that should bring much more elaborate systems. It is likely that in the near future we will have to use forms of biometric identification in all banks, access ratchets and other devices, in order to eliminate the excess of passwords, keywords, letters, codes and chips that are becoming unbearable in our lives.
Protection against fraud and cloning
Biometrics in banking, the system creates yet another difficulty of fraud and cloning. Usage is extremely easy, after being initially identified, the usage process runs normally, including all transactions are validated with the use of biometrics by replacing the password. We are seeing a more blatant concern of institutions in protecting their customers, and technology has been a great ally to increase the reliability and credibility of banking operations, not to mention speed.
Register biometric identification
Itaú Unibanco intends to accelerate the process of biometric identification in its terminals in the shortest possible time, especially so that the new current accounts opened at the institution adopt the bank’s new technology.
For those who are already an Itaú client, the bank is registering the digital ones for the new system, so just look for your agency and request the biometrics services to perform the service without card.
These first steps of the banks are very important, withdrawal without money card in the box using the biometrics is excellent, I believe that soon, besides using the fingerprint, the palm of the hands, the eyes (the retina) should also be means of non-transferable identification to make payments in the most varied commercial segments. Just wait!